Rates
Interest Rates & Charges
Transparent pricing: 1% per day interest + 10% platform fee + 18% GST
What a day actually costs
On ₹10,000 borrowed, at 1% per day
₹100
interest after 1 day
- Borrowed
- ₹10,000
- Interest so far
- + ₹100
- You would repay
- ₹10,100
1% a day is 365% a year.
Short-tenure credit is expensive measured by the year, and this is built for days rather than months. Repay on day 3 of a 15-day loan and you pay 3 days of interest, not 15 — there is no prepayment penalty.
How 1% per day accumulates over a 30-day tenure
Available Loan Products
Salary Advance
personal
Get advance on your salary instantly
- Instant approval for salaried
- Same-day disbursal
- One repayment, on your salary date
Factors Affecting Your Interest Rate
Credit Score
High ImpactHigher credit scores (750+) qualify for lower interest rates. Good payment history is crucial.
Income Level
Medium ImpactHigher monthly income demonstrates better repayment capacity, leading to favorable rates.
Employment Type
Medium ImpactSalaried employees from reputed companies often get better rates than self-employed individuals.
Loan Amount
Low ImpactLarger loan amounts may attract slightly better rates due to economies of scale.
Loan Tenure
Medium ImpactShorter tenures typically have lower rates. Longer tenures mean higher total interest.
Existing Relationship
Low ImpactExisting customers with good track record may receive preferential interest rates.
Important Information
- All interest rates are subject to change based on RBI guidelines and internal policies
- Final rate will be determined after complete profile evaluation by our AI system
- No hidden charges - all fees clearly disclosed before loan approval
- GST @ 18% applicable on Platform fees and other charges