₹2,500 – ₹50,000 · Short-term credit, honestly priced
A chemist's bill. School fees. Stock for the shop. A decision in 30 seconds, money in 30 minutes — the whole thing on your phone, with no paperwork.
Checking your eligibility does not affect your credit score. Interest 1% per day · repaid in one payment after 15 or 30 days · every charge shown before you sign.
₹2,500 – ₹50,000
Loan amount
30 seconds
To a decision
30 minutes
To money in your account
15 or 30 days
Repaid in one payment after
From one salary to the next
Salary's in.
Rent, EMI, ration, school fees — the whole month is planned off this one morning, and most of it leaves the account in the first week.
And 9 days to go.
Then a medical bill turns up, or the bike won't start. Your salary is still 9 days away — and neither of these can wait that long.
₹10,000 the same day.
A decision in 30 seconds and money in 30 minutes. The platform fee and GST come off first, so ₹8,820 reaches your account — the full arithmetic is in the next section.
One payment. Done.
Your salary has landed on day 31. The advance is due on day 37 — ₹11,500, in one payment. No EMI schedule, and no penalty for clearing it earlier.
An illustration, not your quote: salary on day 1, the month runs short on day 22, and a 15-day advance covers the rest.
Pick a date
The last week of the month
These are the expenses that turn up before the salary does. Pick the one that matches yours — every route runs the same 30-second check, and the category only helps us understand you faster.
How it works
Mobile, PAN, Aadhaar and your bank account. No branch, no photocopies, no guarantor, and nothing to print.
Our engine reads your bureau record and your bank statement together and returns a decision — with the exact amount, tenure and every charge attached to it.
Straight to the account you gave us, on working days, once your bank confirms. You see the fee deducted and the amount credited, line by line — and the repayment is one payment, not an EMI schedule.
A worked example for a loan of ₹10,000 over 90 days at an indicative 30% per annum.
₹10,000
over 90 days
The loan calculation above is illustrative. Your actual loan amount, tenure, interest rate and platform fees are decided from your loan profile — income, credit history and repayment behaviour — and appear on your Key Fact Statement before you sign anything.
Pay a little every day and watch your balance fall in real time — a new way to borrow in India that lets you over-pay any day and shorten your tenure with zero penalty.
People who borrowed
Six people from five cities — what they borrowed, when they borrowed it, and in their own words. Nothing cut.
I had a very positive experience with Quikkred. The loan process was quick, smooth, and completely hassle-free. The executives were extremely helpful, responsive, and supportive at every step, patiently guiding me through the process and addressing all my queries.
Good process and fast and best experience.
Best loan service.
Who you are actually borrowing from
Quikkred is a brand of Fluxusforge Private Limited. The loan on your statement is booked by one of our RBI-registered lending partners, and their name is on every document you sign.
Satsai Finlease Private Limited
RBI-registered NBFC
Maple Mercantile
RBI-registered NBFC
A complaint unresolved for 30 days can be escalated to the RBI Ombudsman. We answer on Mon–Sat, 9 AM – 6 PM at +91-9311913854.
Find answers to common questions about our loan products and process
Quikkred is a digital lending platform for salaried and self-employed Indians who need a short-term personal loan without branch visits or paperwork. You apply from your phone, get a decision on screen, and the money reaches your bank account directly. Loans are issued by our RBI-registered NBFC partner, so every loan follows RBI's digital lending guidelines.
You need to be an Indian resident within our working age range, earning a regular income as a salaried employee or self-employed professional, with an active bank account plus valid PAN and Aadhaar. Your eligibility is checked instantly when you start, so you know where you stand before uploading anything.
Fill a short online form, verify yourself with Aadhaar and PAN, and share your bank details securely. No branch visit, no physical documents, and no agent comes to your home. The entire journey runs on your phone.
Your loan carries interest, a platform fee, and applicable taxes, and the exact figures depend on your profile and tenure. All of it is laid out in your Key Fact Statement before you sign, along with the amount that will land in your account and the total you repay. Nothing gets added afterwards.
Yes. Loans are issued and held by our partner NBFC registered with the Reserve Bank of India, and the lender's details are shared with you in writing before disbursal. Your data travels over encrypted connections, is used only for the purposes you consent to, and is never sold.
⚠️ IMPORTANT: Only make loan repayments through our official website Quikkred.com or Quikkred mobile app. Never share OTP or passwords.
